Land – Home Package Cash
Use our simple and straightforward step-by-step reference below to help guide you easily through your new home purchase.
Determine your overall budget and the amount you have to spend on a down payment. Work with a lender to understand what you can afford and get pre-qualified for a loan. Use the ECM Summary Worksheet to develop a price point for your land purchase.
Work with a Real Estate Professional to find property that matches your lifestyle and budget. Investigate water, power, and sewer or if you need a well or septic. Have a clear understanding of zoning, setbacks and building restrictions. Justin, our permit specialist will assist.
Always do a pre-purchase feasibility study to makes sure your home will work on your land and development is practical and affordable. Logan, our general contractor can give you a full detailed cost estimate.
Think about what your needs and wants are, more importantly differentiate between the two using our Home Option Checklist. ECM Homes has numerous floor plans and options to choose from. People on average live in one home for more than 13 years. Focus on options that safeguard your investment - from quality roofing, to energy efficient features that save money in the long run. Vanora, our Homes Consultant is ready to help you think through your choices.
Yes, you got Pre-qualified, but the financing package doesn’t come together until you have selected your home, land and factored in all the development cost. Once the final paperwork is submitted and the loan is approved, payments will be made for the home, land and land improvements. (Owning the land can help secure a traditional mortgage and lower interest rates.)
Close on the property of your choice and begin the process of developing your homesite. Don’t make any big financial purchases that may jeopardize your dream of homeownership.
Your ECM Home Consultant will immediately order your new home upon the close of your property. You will be given a completion date so you know exactly when your home is built and ready for shipment.
Your land will be developed into a homesite while your home is being built. All utilities will be installed and your foundation is dug so it is ready to take delivery. Our development team takes care of everything so you can start packing.
Our permit desk coordinates everything happening on your behalf and monitors your homes movement. Once the home is delivered our highly skilled and state certified Set Up Team bolts the home together and secures it to the foundation. It’s like magic, your home appears overnight. Final touches are made to everything from the floor to the roof and all the utilities are hooked up. Inspections are made by Washington state, the home is cleaned and you get the final say by doing a full walk through, ask questions and ensure everything is to your satisfaction. The bank does its final inspection and completes your loan resulting in a mortgage.